TellerScore

Headquartered in Highland Height, Ohio, St. Paschal Baylons Federal Credit Union is a federal credit union with $5.9M in total assets and $5.1M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1957.

Based on its Q2 2026 filing, St. Paschal Baylons Federal Credit Union scores 79/100, which we describe as strong. That is higher than 62% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 60th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (27/100; 0.19%).

TellerScore · Q2 2026

Scorecard

Capital cushion77/100
Net worth ratio: 12.67%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings27/100
Return on assets (annualized): 0.19%
Funding & liquidity100/100
Loans ÷ shares: 5.1% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (82 → 79), mostly because the capital cushion component weakened by 6 points.

TellerScore
788387Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202487
Q4 202478
Q1 202582
Q2 202582
Q3 202580
Q4 202578
Q1 202679
Q2 202679
Net worth ratio
7.00%10.30%13.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.49%
Q3 202413.61%
Q4 202413.11%
Q1 202513.46%
Q2 202513.31%
Q3 202513.10%
Q4 202512.88%
Q1 202612.82%
Q2 202612.67%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.00%0.45%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.76%
Q3 20240.90%
Q4 20240.00%
Q1 20250.35%
Q2 20250.31%
Q3 20250.23%
Q4 20250.00%
Q1 20260.19%
Q2 20260.19%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$5.9M12.67%0.00%0.19%5.1%
Q1 202679$5.8M12.82%0.00%0.19%5.7%
Q4 202578$5.8M12.88%0.00%0.00%6.5%
Q3 202580$5.7M13.10%0.00%0.23%7.9%
Q2 202582$5.6M13.31%0.00%0.31%9.0%
Q1 202582$5.5M13.46%0.00%0.35%9.0%
Q4 202478$5.6M13.11%0.00%0.00%9.8%
Q3 202487$5.7M13.61%0.00%0.90%10.2%
Q2 202486$5.7M13.49%0.00%0.76%11.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.67%
37th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.19%
27th
Loans to deposits5.1%
99th
Uninsured deposits0.0%
81st
Loan-loss reserves5.21%
96th
Texas ratio0.0%
93rd

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Columbiana County School Empl Credit UnionCredit union Lisbon, OH74 out of 100, Strong$6.0M25.4%0.65%vs
Nickel Steel Federal Credit UnionCredit union Lima, OH76 out of 100, Strong$5.2M33.1%0.42%vs
W T Community Federal Credit UnionCredit union Cincinnati, OH66 out of 100, Moderate$4.6M9.8%0.09%vs
Nueva Esperanza Community Credit UnionCredit union Toledo, OH68 out of 100, Moderate$4.5M47.8%2.79%vs
McDonald Community Federal Credit UnionCredit union Mc Donald, OH79 out of 100, Strong$4.4M12.5%0.00%vs

Deposit insurance

Is my money safe at St. Paschal Baylons Federal Credit Union?

Yes. St. Paschal Baylons Federal Credit Union is a federally insured credit union (NCUA charter #11992). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.67%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

St. Paschal Baylons Federal Credit Union lists 2 offices in 2 cities. Most locations:

  • Highland Heights, OH (1)
  • Highland Hts, OH (1)

All branch addresses and map

Identity & history

Profile

Legal name
St. Paschal Baylons Federal Credit Union
Type
Federal credit union
NCUA charter #
11992
RSSD ID
274687
Primary regulator
NCUA
Established
1957
Headquarters
5384 Wilson Mills Rd, Highland Height, OH 44143
Employees
2

Quick answers

St. Paschal Baylons Federal Credit Union: common questions

Is St. Paschal Baylons Federal Credit Union NCUA insured?

Yes. St. Paschal Baylons Federal Credit Union is a federally insured credit union (NCUA charter #11992). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is St. Paschal Baylons Federal Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does St. Paschal Baylons Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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