Side-by-side · Q2 2026 data
St. Paschal Baylons Federal Credit Union vs Wiremen'S Credit Union
Credit union
St. Paschal Baylons Federal Credit Union
Highland Height, Ohio · Under $100 million in assets
Metric by metric
| Measure | St. Paschal Baylons Federal Credit Union | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 79 | 92 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 27 | 63 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 62nd | 92nd |
| Total assets | $5.9M | $40.6M |
| Deposits / shares | $5.1M | $33.5M |
| Capital ratio | 12.67% | 17.01% (stronger) |
| Problem loans | 0.00% (stronger) | 0.11% |
| Net charge-offs | 0.00% | -0.08% (stronger) |
| Return on assets | 0.19% | 1.07% (stronger) |
| Loans ÷ deposits | 5.1% (stronger) | 51.9% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 79). On the 6 directional measures above (where higher or lower is clearly better), St. Paschal Baylons Federal Credit Union leads on 2 and Wiremen'S Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.