Side-by-side · Q2 2026 data
St. Tammany Federal Credit Union vs Breco Federal Credit Union
Metric by metric
| Measure | St. Tammany Federal Credit Union | Breco Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 58 |
| Capital cushion | 91 (stronger) | 54 |
| Loan quality | 66 | 70 (stronger) |
| Earnings | 24 (stronger) | 17 |
| Funding & liquidity | 88 (stronger) | 82 |
| Problem-loan coverage | 91 (stronger) | 81 |
| Peer percentile | 42nd | 19th |
| Total assets | $47.2M | $50.7M |
| Deposits / shares | $40.4M | $45.3M |
| Capital ratio | 14.07% (stronger) | 10.45% |
| Problem loans | 1.02% | 0.89% (stronger) |
| Net charge-offs | 2.23% | 1.01% (stronger) |
| Return on assets | 0.10% (stronger) | -0.08% |
| Loans ÷ deposits | 72.5% (stronger) | 78.3% |
| Uninsured deposits | 0.4% (stronger) | 4.3% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.1% |
St. Tammany Federal Credit Union has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), St. Tammany Federal Credit Union leads on 5 and Breco Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.