Side-by-side · Q2 2026 data
St. Tammany Federal Credit Union vs Geismar Complex Federal Credit Union
Credit union
Geismar Complex Federal Credit Union
Geismar, Louisiana · Under $100 million in assets
Metric by metric
| Measure | St. Tammany Federal Credit Union | Geismar Complex Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 80 (stronger) |
| Capital cushion | 91 (stronger) | 81 |
| Loan quality | 66 | 83 (stronger) |
| Earnings | 24 | 60 (stronger) |
| Funding & liquidity | 88 | 91 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 42nd | 65th |
| Total assets | $47.2M | $44.6M |
| Deposits / shares | $40.4M | $38.6M |
| Capital ratio | 14.07% (stronger) | 13.11% |
| Problem loans | 1.02% | 0.51% (stronger) |
| Net charge-offs | 2.23% | -0.15% (stronger) |
| Return on assets | 0.10% | 1.01% (stronger) |
| Loans ÷ deposits | 72.5% | 69.0% (stronger) |
| Uninsured deposits | 0.4% (stronger) | 10.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Geismar Complex Federal Credit Union has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), St. Tammany Federal Credit Union leads on 2 and Geismar Complex Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.