Side-by-side · Q2 2026 data
Stafford Savings Bank vs Freedom Credit Union
Metric by metric
| Measure | Stafford Savings Bank | Freedom Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 81 (stronger) | 40 |
| Earnings | 100 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 99th | 37th |
| Total assets | $507.0M | $764.0M |
| Deposits / shares | $202.3M | $611.6M |
| Capital ratio | 50.61% (stronger) | 14.26% |
| Problem loans | 0.56% (stronger) | 1.81% |
| Net charge-offs | -0.03% (stronger) | 0.05% |
| Return on assets | 8.23% (stronger) | 0.57% |
| Loans ÷ deposits | 32.3% (stronger) | 84.6% |
| Uninsured deposits | 8.6% (stronger) | 10.1% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stafford Savings Bank has the higher TellerScore (95 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Stafford Savings Bank leads on 7 and Freedom Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.