Side-by-side · Q2 2026 data
Stafford Savings Bank vs New Valley Bank & Trust
Metric by metric
| Measure | Stafford Savings Bank | New Valley Bank & Trust |
|---|---|---|
| TellerScore | 95 (stronger) | 32 |
| Capital cushion | 100 (stronger) | 24 |
| Loan quality | 81 (stronger) | 22 |
| Earnings | 100 (stronger) | 23 |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 100 (stronger) | 64 |
| Peer percentile | 99th | 1st |
| Total assets | $507.0M | $385.0M |
| Deposits / shares | $202.3M | $321.4M |
| Capital ratio | 50.61% (stronger) | 7.45% |
| Problem loans | 0.56% (stronger) | 2.34% |
| Net charge-offs | -0.03% | -0.17% (stronger) |
| Return on assets | 8.23% (stronger) | 0.08% |
| Loans ÷ deposits | 32.3% (stronger) | 77.2% |
| Uninsured deposits | 8.6% (stronger) | 38.4% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stafford Savings Bank has the higher TellerScore (95 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Stafford Savings Bank leads on 6 and New Valley Bank & Trust on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.