Side-by-side · Q2 2026 data
STAR Financial Bank vs Peoples Bank
Metric by metric
| Measure | STAR Financial Bank | Peoples Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 53 |
| Capital cushion | 53 (stronger) | 43 |
| Loan quality | 85 (stronger) | 63 |
| Earnings | 61 (stronger) | 37 |
| Funding & liquidity | 61 (stronger) | 60 |
| Problem-loan coverage | 95 (stronger) | 83 |
| Peer percentile | 49th | 11th |
| Total assets | $3.2B | $2.0B |
| Deposits / shares | $2.8B | $1.7B |
| Capital ratio | 10.33% (stronger) | 9.31% |
| Problem loans | 0.46% (stronger) | 1.10% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.01% (stronger) | 0.43% |
| Loans ÷ deposits | 64.2% (stronger) | 85.8% |
| Uninsured deposits | 46.8% | 28.0% (stronger) |
| Offices | 37 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.3% | 18.2% |
STAR Financial Bank has the higher TellerScore (68 vs 53). On the 7 directional measures above (where higher or lower is clearly better), STAR Financial Bank leads on 5 and Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.