Side-by-side · Q2 2026 data
Star One Credit Union vs Patelco Credit Union
Metric by metric
| Measure | Star One Credit Union | Patelco Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 60 |
| Capital cushion | 91 (stronger) | 55 |
| Loan quality | 96 (stronger) | 66 |
| Earnings | 25 | 36 (stronger) |
| Funding & liquidity | 71 | 74 (stronger) |
| Problem-loan coverage | 99 (stronger) | 85 |
| Peer percentile | 82nd | 25th |
| Total assets | $9.7B | $9.8B |
| Deposits / shares | $8.4B | $8.2B |
| Capital ratio | 14.06% (stronger) | 10.49% |
| Problem loans | 0.13% (stronger) | 1.03% |
| Net charge-offs | 0.04% (stronger) | 0.58% |
| Return on assets | 0.12% | 0.41% (stronger) |
| Loans ÷ deposits | 80.5% (stronger) | 86.3% |
| Uninsured deposits | 22.9% | 6.2% (stronger) |
| Offices | 7 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.0% | 16.7% |
Star One Credit Union has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Star One Credit Union leads on 5 and Patelco Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.