Side-by-side · Q2 2026 data
Star Tech Federal Credit Union vs Denver Community CU D.B.A. Zing Credit Union
Credit union
Star Tech Federal Credit Union
Greenwood Villa, Colorado · Under $100 million in assets
Credit union
Denver Community CU D.B.A. Zing Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Star Tech Federal Credit Union | Denver Community CU D.B.A. Zing Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 87 (stronger) | 84 |
| Earnings | 80 (stronger) | 32 |
| Funding & liquidity | 91 (stronger) | 81 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 90th | 66th |
| Total assets | $11.1M | $405.6M |
| Deposits / shares | $8.6M | $345.1M |
| Capital ratio | 22.22% (stronger) | 13.45% |
| Problem loans | 0.38% (stronger) | 0.48% |
| Net charge-offs | 0.40% | 0.38% (stronger) |
| Return on assets | 1.50% (stronger) | 0.31% |
| Loans ÷ deposits | 69.3% (stronger) | 79.6% |
| Uninsured deposits | 8.6% | 5.7% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Star Tech Federal Credit Union has the higher TellerScore (91 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Star Tech Federal Credit Union leads on 5 and Denver Community CU D.B.A. Zing Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.