Side-by-side · Q2 2026 data
Star Tech Federal Credit Union vs Valley Educators Credit Union
Credit union
Star Tech Federal Credit Union
Greenwood Villa, Colorado · Under $100 million in assets
Metric by metric
| Measure | Star Tech Federal Credit Union | Valley Educators Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 56 |
| Capital cushion | 100 | 100 |
| Loan quality | 87 (stronger) | 19 |
| Earnings | 80 (stronger) | 14 |
| Funding & liquidity | 91 (stronger) | 68 |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 90th | 16th |
| Total assets | $11.1M | $6.1M |
| Deposits / shares | $8.6M | $4.8M |
| Capital ratio | 22.22% (stronger) | 21.96% |
| Problem loans | 0.38% (stronger) | 2.42% |
| Net charge-offs | 0.40% (stronger) | 1.89% |
| Return on assets | 1.50% (stronger) | -0.15% |
| Loans ÷ deposits | 69.3% (stronger) | 92.5% |
| Uninsured deposits | 8.6% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Star Tech Federal Credit Union has the higher TellerScore (91 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Star Tech Federal Credit Union leads on 6 and Valley Educators Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.