Side-by-side · Q2 2026 data
Stark Federal Credit Union vs Impact Credit Union, Inc.
Metric by metric
| Measure | Stark Federal Credit Union | Impact Credit Union, Inc. |
|---|---|---|
| TellerScore | 83 (stronger) | 63 |
| Capital cushion | 83 (stronger) | 39 |
| Loan quality | 75 | 86 (stronger) |
| Earnings | 77 (stronger) | 32 |
| Funding & liquidity | 96 (stronger) | 93 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 83rd | 29th |
| Total assets | $217.7M | $205.7M |
| Deposits / shares | $188.5M | $185.7M |
| Capital ratio | 13.28% (stronger) | 8.86% |
| Problem loans | 0.76% | 0.43% (stronger) |
| Net charge-offs | 0.45% | 0.29% (stronger) |
| Return on assets | 1.43% (stronger) | 0.29% |
| Loans ÷ deposits | 64.5% (stronger) | 67.5% |
| Uninsured deposits | 2.0% (stronger) | 2.7% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Stark Federal Credit Union has the higher TellerScore (83 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Stark Federal Credit Union leads on 5 and Impact Credit Union, Inc. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.