Side-by-side · Q2 2026 data
Stark Federal Credit Union vs Towpath Credit Union
Metric by metric
| Measure | Stark Federal Credit Union | Towpath Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 67 |
| Capital cushion | 83 (stronger) | 64 |
| Loan quality | 75 (stronger) | 68 |
| Earnings | 77 (stronger) | 53 |
| Funding & liquidity | 96 (stronger) | 76 |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 83rd | 41st |
| Total assets | $217.7M | $214.9M |
| Deposits / shares | $188.5M | $190.0M |
| Capital ratio | 13.28% (stronger) | 11.43% |
| Problem loans | 0.76% (stronger) | 0.95% |
| Net charge-offs | 0.45% (stronger) | 0.69% |
| Return on assets | 1.43% (stronger) | 0.82% |
| Loans ÷ deposits | 64.5% (stronger) | 84.2% |
| Uninsured deposits | 2.0% | 0.0% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.6% |
Stark Federal Credit Union has the higher TellerScore (83 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Stark Federal Credit Union leads on 6 and Towpath Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.