Side-by-side · Q2 2026 data
State Agencies Federal Credit Union vs Louisiana Central Credit Union
Credit union
State Agencies Federal Credit Union
Shreveport, Louisiana · Under $100 million in assets
Metric by metric
| Measure | State Agencies Federal Credit Union | Louisiana Central Credit Union |
|---|---|---|
| TellerScore | 60 (stronger) | 31 |
| Capital cushion | 100 (stronger) | 0 |
| Loan quality | 0 | 30 (stronger) |
| Earnings | 33 (stronger) | 0 |
| Funding & liquidity | 92 (stronger) | 91 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 22nd | 1st |
| Total assets | $8.4M | $9.1M |
| Deposits / shares | $5.3M | $9.1M |
| Capital ratio | 37.55% (stronger) | -0.11% |
| Problem loans | 3.42% | 2.10% (stronger) |
| Net charge-offs | 1.31% (stronger) | 4.99% |
| Return on assets | 0.32% (stronger) | -11.34% |
| Loans ÷ deposits | 68.0% (stronger) | 69.6% |
| Uninsured deposits | 0.0% (stronger) | 1.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Agencies Federal Credit Union has the higher TellerScore (60 vs 31). On the 7 directional measures above (where higher or lower is clearly better), State Agencies Federal Credit Union leads on 6 and Louisiana Central Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.