TellerScore

State Agencies Federal Credit Union (NCUA charter #8006) is based in Shreveport, Louisiana. Its Q2 2026 call report shows $8.4M in total assets and $5.3M in member shares and deposits and 3 offices across 2 states.

Based on its Q2 2026 filing, State Agencies Federal Credit Union scores 60/100, which we describe as moderate. That is higher than only 22% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 100th. Its strongest component is capital cushion (100/100; 37.55%), and its lowest is loan quality (0/100; 3.42%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 37.55%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.42%
Earnings33/100
Return on assets (annualized): 0.32%
Funding & liquidity92/100
Loans ÷ shares: 68.0% · 0.0% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.87%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (60 → 60).

TellerScore
607386Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202486
Q3 202471
Q4 202479
Q1 202566
Q2 202560
Q3 202566
Q4 202568
Q1 202664
Q2 202660
Net worth ratio
7.00%22.27%37.55%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202434.95%
Q3 202436.42%
Q4 202436.18%
Q1 202535.39%
Q2 202534.88%
Q3 202536.58%
Q4 202537.41%
Q1 202636.85%
Q2 202637.55%
Delinquent loans (60+ days)
0.93%2.18%3.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.93%
Q3 20242.69%
Q4 20241.19%
Q1 20251.91%
Q2 20252.76%
Q3 20251.91%
Q4 20251.74%
Q1 20262.63%
Q2 20263.42%
Return on assets
0.03%0.82%1.62%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.49%
Q3 20241.62%
Q4 20240.84%
Q1 20250.03%
Q2 20250.14%
Q3 20250.03%
Q4 20250.20%
Q1 20260.56%
Q2 20260.32%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$8.4M37.55%3.42%0.32%68.0%
Q1 202664$8.6M36.85%2.63%0.56%71.8%
Q4 202568$8.4M37.41%1.74%0.20%78.5%
Q3 202566$8.6M36.58%1.91%0.03%74.1%
Q2 202560$9.0M34.88%2.76%0.14%68.8%
Q1 202566$8.9M35.39%1.91%0.03%69.1%
Q4 202479$8.7M36.18%1.19%0.84%73.0%
Q3 202471$8.7M36.42%2.69%1.62%77.3%
Q2 202486$9.0M34.95%0.93%1.49%75.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio37.55%
97th
Problem loans3.42%
11th
Net charge-offs1.31%
10th
Return on assets0.32%
33rd
Loans to deposits68.0%
36th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio3.9%
36th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Sewerage & Water Board Employees Federal Credit UnionCredit union New Orleans, LA55 out of 100, Moderate$8.5M7.7%0.81%vs
Shreveport Police Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$8.7M17.2%0.68%vs
New Orleans Clerk & Checkers Federal Credit UnionCredit union Metairie, LA79 out of 100, Strong$8.2M21.1%1.54%vs
Iberville Federal Credit UnionCredit union Plaquemine, LA67 out of 100, Moderate$8.9M17.5%7.42%vs
District 08 Federal Credit UnionCredit union Alexandria, LA68 out of 100, Moderate$9.0M13.7%1.73%vs
Louisiana Central Credit UnionCredit union Harahan, LA31 out of 100, Low$9.1M-0.1%2.10%vs

Deposit insurance

Is my money safe at State Agencies Federal Credit Union?

Yes. State Agencies Federal Credit Union is a federally insured credit union (NCUA charter #8006). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 37.55%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

State Agencies Federal Credit Union lists 3 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
State Agencies Federal Credit Union
Type
Federal credit union
NCUA charter #
8006
RSSD ID
456380
Primary regulator
NCUA
Established
1952
Headquarters
1525 Fairfield Ave, Ste 672, Shreveport, LA 71101
Employees
2

Quick answers

State Agencies Federal Credit Union: common questions

Is State Agencies Federal Credit Union NCUA insured?

Yes. State Agencies Federal Credit Union is a federally insured credit union (NCUA charter #8006). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is State Agencies Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does State Agencies Federal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Shreveport

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Willis Knighton Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$46.1M18.5%0.32%vs
Shreveport Police Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$8.7M17.2%0.68%vs
Avenue Baptist Brotherhood Federal Credit UnionCredit union Shreveport, LA84 out of 100, Strong$601K24.6%0.00%vs
Red River BankBank Alexandria, LA82 out of 100, Strong$3.3B12.5%0.11%vs
City Bank & Trust Co.Bank Natchitoches, LA82 out of 100, Strong$382.0M11.4%0.00%vs