Side-by-side · Q2 2026 data
State Agencies Federal Credit Union vs Pan Amoco Federal Credit Union
Credit union
State Agencies Federal Credit Union
Shreveport, Louisiana · Under $100 million in assets
Metric by metric
| Measure | State Agencies Federal Credit Union | Pan Amoco Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 72 (stronger) |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 33 | 44 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 22nd | 44th |
| Total assets | $8.4M | $7.7M |
| Deposits / shares | $5.3M | $7.0M |
| Capital ratio | 37.55% (stronger) | 9.39% |
| Problem loans | 3.42% | 0.03% (stronger) |
| Net charge-offs | 1.31% | 0.00% (stronger) |
| Return on assets | 0.32% | 0.60% (stronger) |
| Loans ÷ deposits | 68.0% | 45.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.8% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pan Amoco Federal Credit Union has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), State Agencies Federal Credit Union leads on 2 and Pan Amoco Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.