Side-by-side · Q2 2026 data
State Bank of Easton vs Minnesota First Credit and Savings, Incorporated
Bank
Minnesota First Credit and Savings, Incorporated
Rochester, Minnesota · Under $100 million in assets
Metric by metric
| Measure | State Bank of Easton | Minnesota First Credit and Savings, Incorporated |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 88 | 92 (stronger) |
| Loan quality | 47 | 96 (stronger) |
| Earnings | 78 (stronger) | 32 |
| Funding & liquidity | 77 (stronger) | 54 |
| Problem-loan coverage | 85 | 99 (stronger) |
| Peer percentile | 51st | 56th |
| Total assets | $28.4M | $29.9M |
| Deposits / shares | $23.6M | $24.9M |
| Capital ratio | 13.76% | 14.16% (stronger) |
| Problem loans | 1.60% | 0.12% (stronger) |
| Net charge-offs | -0.41% (stronger) | 0.00% |
| Return on assets | 1.45% (stronger) | 0.31% |
| Loans ÷ deposits | 83.0% (stronger) | 106.4% |
| Uninsured deposits | 13.4% | 0.2% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minnesota First Credit and Savings, Incorporated has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Easton leads on 3 and Minnesota First Credit and Savings, Incorporated on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.