Side-by-side · Q2 2026 data
State Bank of India (California) vs Asian Pacific National Bank
Metric by metric
| Measure | State Bank of India (California) | Asian Pacific National Bank |
|---|---|---|
| TellerScore | 69 | 89 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 64 (stronger) | 56 |
| Funding & liquidity | 31 | 84 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 53rd | 87th |
| Total assets | $1.4B | $56.9M |
| Deposits / shares | $1.2B | $45.1M |
| Capital ratio | 14.05% | 20.07% (stronger) |
| Problem loans | 1.11% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.10% (stronger) | 0.91% |
| Loans ÷ deposits | 98.8% | 76.3% (stronger) |
| Uninsured deposits | 42.2% | 8.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Asian Pacific National Bank has the higher TellerScore (89 vs 69). On the 7 directional measures above (where higher or lower is clearly better), State Bank of India (California) leads on 1 and Asian Pacific National Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.