Side-by-side · Q2 2026 data
State Bank of India (California) vs Malaga Bank F.S.B.
Metric by metric
| Measure | State Bank of India (California) | Malaga Bank F.S.B. |
|---|---|---|
| TellerScore | 69 | 88 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 64 | 87 (stronger) |
| Funding & liquidity | 31 | 37 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 53rd | 98th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.2B | $942.1M |
| Capital ratio | 14.05% | 16.76% (stronger) |
| Problem loans | 1.11% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.10% | 1.69% (stronger) |
| Loans ÷ deposits | 98.8% (stronger) | 131.4% |
| Uninsured deposits | 42.2% | 27.4% (stronger) |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.7% |
Malaga Bank F.S.B. has the higher TellerScore (88 vs 69). On the 7 directional measures above (where higher or lower is clearly better), State Bank of India (California) leads on 1 and Malaga Bank F.S.B. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.