Side-by-side · Q2 2026 data
State Bank of Newburg vs North Shore Bank
Metric by metric
| Measure | State Bank of Newburg | North Shore Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 50 | 66 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 98th | 95th |
| Total assets | $328.1M | $2.6B |
| Deposits / shares | $260.1M | $2.2B |
| Capital ratio | 17.27% (stronger) | 14.45% |
| Problem loans | 0.00% (stronger) | 0.10% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 2.14% (stronger) | 1.02% |
| Loans ÷ deposits | 108.2% | 94.5% (stronger) |
| Uninsured deposits | 17.0% | 11.8% (stronger) |
| Offices | 2 | 42 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 32.8% |
State Bank of Newburg has the higher TellerScore (93 vs 84). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Newburg leads on 5 and North Shore Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.