Side-by-side · Q2 2026 data
State Bank of Newburg vs Sheboygan Area Credit Union
Credit union
Sheboygan Area Credit Union
Sheboygan, Wisconsin · Under $100 million in assets
Metric by metric
| Measure | State Bank of Newburg | Sheboygan Area Credit Union |
|---|---|---|
| TellerScore | 93 | 97 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 100 (stronger) | 96 |
| Funding & liquidity | 50 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 98th | 98th |
| Total assets | $328.1M | $93.4M |
| Deposits / shares | $260.1M | $78.1M |
| Capital ratio | 17.27% (stronger) | 15.26% |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 2.14% (stronger) | 1.90% |
| Loans ÷ deposits | 108.2% | 67.9% (stronger) |
| Uninsured deposits | 17.0% | 2.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 7.6% |
Sheboygan Area Credit Union has the higher TellerScore (97 vs 93). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Newburg leads on 4 and Sheboygan Area Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.