Side-by-side · Q2 2026 data
State Bank of Southwest Missouri vs Multi-States Credit Union
Metric by metric
| Measure | State Bank of Southwest Missouri | Multi-States Credit Union |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 25 | 75 (stronger) |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 67 (stronger) | 65 |
| Funding & liquidity | 51 | 71 (stronger) |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 26th | 59th |
| Total assets | $183.8M | $90.9M |
| Deposits / shares | $164.0M | $78.9M |
| Capital ratio | 7.49% | 12.46% (stronger) |
| Problem loans | 0.00% (stronger) | 0.36% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.17% (stronger) | 1.13% |
| Loans ÷ deposits | 92.7% | 89.4% (stronger) |
| Uninsured deposits | 30.2% | 2.7% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.4% | — |
Multi-States Credit Union has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), State Bank of Southwest Missouri leads on 3 and Multi-States Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.