Side-by-side · Q2 2026 data
State Bank of Toulon vs Union Federal Savings and Loan Association
Metric by metric
| Measure | State Bank of Toulon | Union Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 96 (stronger) | 83 |
| Earnings | 76 (stronger) | 30 |
| Funding & liquidity | 74 (stronger) | 69 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 68th | 68th |
| Total assets | $343.4M | $145.6M |
| Deposits / shares | $298.6M | $121.0M |
| Capital ratio | 10.46% | 16.53% (stronger) |
| Problem loans | 0.13% (stronger) | 0.51% |
| Net charge-offs | 0.05% (stronger) | 0.32% |
| Return on assets | 1.39% (stronger) | 0.25% |
| Loans ÷ deposits | 73.9% (stronger) | 90.8% |
| Uninsured deposits | 26.3% | 3.5% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), State Bank of Toulon leads on 4 and Union Federal Savings and Loan Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kewanee, IL