Side-by-side · Q2 2026 data
State Employees Community Credit Union vs Decatur Postal Credit Union
Credit union
State Employees Community Credit Union
Alton, Illinois · Under $100 million in assets
Metric by metric
| Measure | State Employees Community Credit Union | Decatur Postal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 63 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 3 |
| Earnings | 49 (stronger) | 39 |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 87th | 26th |
| Total assets | $6.7M | $6.4M |
| Deposits / shares | $5.3M | $5.0M |
| Capital ratio | 20.02% | 22.68% (stronger) |
| Problem loans | 0.00% (stronger) | 2.90% |
| Net charge-offs | 0.38% | 0.29% (stronger) |
| Return on assets | 0.73% (stronger) | 0.48% |
| Loans ÷ deposits | 67.5% | 55.2% (stronger) |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Employees Community Credit Union has the higher TellerScore (89 vs 63). On the 7 directional measures above (where higher or lower is clearly better), State Employees Community Credit Union leads on 3 and Decatur Postal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.