Side-by-side · Q2 2026 data
State Employees Community Credit Union vs Midwest Members Credit Union
Credit union
State Employees Community Credit Union
Alton, Illinois · Under $100 million in assets
Metric by metric
| Measure | State Employees Community Credit Union | Midwest Members Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 85 |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 49 | 86 (stronger) |
| Funding & liquidity | 93 (stronger) | 77 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 87th | 87th |
| Total assets | $6.7M | $226.6M |
| Deposits / shares | $5.3M | $195.5M |
| Capital ratio | 20.02% (stronger) | 13.58% |
| Problem loans | 0.00% (stronger) | 0.44% |
| Net charge-offs | 0.38% | 0.34% (stronger) |
| Return on assets | 0.73% | 1.66% (stronger) |
| Loans ÷ deposits | 67.5% (stronger) | 82.8% |
| Uninsured deposits | 1.2% (stronger) | 3.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
State Employees Community Credit Union has the higher TellerScore (89 vs 85). On the 7 directional measures above (where higher or lower is clearly better), State Employees Community Credit Union leads on 5 and Midwest Members Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.