Side-by-side · Q2 2026 data
State Highway Patrol Federal Credit Union vs Community First Credit Union
Credit union
State Highway Patrol Federal Credit Union
Columbus, Ohio · Under $100 million in assets
Metric by metric
| Measure | State Highway Patrol Federal Credit Union | Community First Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 77 |
| Capital cushion | 85 | 90 (stronger) |
| Loan quality | 98 (stronger) | 44 |
| Earnings | 66 | 78 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 85th | 57th |
| Total assets | $92.2M | $99.8M |
| Deposits / shares | $80.1M | $85.1M |
| Capital ratio | 13.52% | 13.96% (stronger) |
| Problem loans | 0.06% (stronger) | 1.69% |
| Net charge-offs | 0.08% | -0.24% (stronger) |
| Return on assets | 1.16% | 1.45% (stronger) |
| Loans ÷ deposits | 54.1% (stronger) | 55.9% |
| Uninsured deposits | 5.5% | 2.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Highway Patrol Federal Credit Union has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), State Highway Patrol Federal Credit Union leads on 3 and Community First Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.