Side-by-side · Q2 2026 data
State Highway Patrol Federal Credit Union vs Credit Union of Ohio
Credit union
State Highway Patrol Federal Credit Union
Columbus, Ohio · Under $100 million in assets
Metric by metric
| Measure | State Highway Patrol Federal Credit Union | Credit Union of Ohio |
|---|---|---|
| TellerScore | 88 (stronger) | 60 |
| Capital cushion | 85 (stronger) | 57 |
| Loan quality | 98 (stronger) | 55 |
| Earnings | 66 (stronger) | 28 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 85th | 21st |
| Total assets | $92.2M | $205.4M |
| Deposits / shares | $80.1M | $187.9M |
| Capital ratio | 13.52% (stronger) | 10.72% |
| Problem loans | 0.06% (stronger) | 1.34% |
| Net charge-offs | 0.08% (stronger) | 0.69% |
| Return on assets | 1.16% (stronger) | 0.19% |
| Loans ÷ deposits | 54.1% | 47.4% (stronger) |
| Uninsured deposits | 5.5% | 2.8% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 46.6% |
State Highway Patrol Federal Credit Union has the higher TellerScore (88 vs 60). On the 7 directional measures above (where higher or lower is clearly better), State Highway Patrol Federal Credit Union leads on 5 and Credit Union of Ohio on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.