Side-by-side · Q2 2026 data
State Highway Patrol Federal Credit Union vs Pathways Financial Credit Union
Credit union
State Highway Patrol Federal Credit Union
Columbus, Ohio · Under $100 million in assets
Metric by metric
| Measure | State Highway Patrol Federal Credit Union | Pathways Financial Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 67 |
| Capital cushion | 85 (stronger) | 58 |
| Loan quality | 98 (stronger) | 64 |
| Earnings | 66 (stronger) | 59 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 85th | 41st |
| Total assets | $92.2M | $771.9M |
| Deposits / shares | $80.1M | $656.2M |
| Capital ratio | 13.52% (stronger) | 10.84% |
| Problem loans | 0.06% (stronger) | 1.08% |
| Net charge-offs | 0.08% (stronger) | 0.25% |
| Return on assets | 1.16% (stronger) | 0.99% |
| Loans ÷ deposits | 54.1% (stronger) | 76.7% |
| Uninsured deposits | 5.5% (stronger) | 8.2% |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.5% |
State Highway Patrol Federal Credit Union has the higher TellerScore (88 vs 67). On the 7 directional measures above (where higher or lower is clearly better), State Highway Patrol Federal Credit Union leads on 7 and Pathways Financial Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.