Side-by-side · Q2 2026 data
State Highway Patrol Federal Credit Union vs Scott Associates Credit Union
Credit union
State Highway Patrol Federal Credit Union
Columbus, Ohio · Under $100 million in assets
Metric by metric
| Measure | State Highway Patrol Federal Credit Union | Scott Associates Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 61 |
| Capital cushion | 85 (stronger) | 66 |
| Loan quality | 98 (stronger) | 61 |
| Earnings | 66 (stronger) | 24 |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 85th | 23rd |
| Total assets | $92.2M | $15.1M |
| Deposits / shares | $80.1M | $13.3M |
| Capital ratio | 13.52% (stronger) | 11.57% |
| Problem loans | 0.06% (stronger) | 1.18% |
| Net charge-offs | 0.08% (stronger) | 0.18% |
| Return on assets | 1.16% (stronger) | 0.10% |
| Loans ÷ deposits | 54.1% (stronger) | 79.5% |
| Uninsured deposits | 5.5% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Highway Patrol Federal Credit Union has the higher TellerScore (88 vs 61). On the 7 directional measures above (where higher or lower is clearly better), State Highway Patrol Federal Credit Union leads on 6 and Scott Associates Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.