Side-by-side · Q2 2026 data
State Savings Bank vs Farmers Savings Bank
Metric by metric
| Measure | State Savings Bank | Farmers Savings Bank |
|---|---|---|
| TellerScore | 58 | 59 (stronger) |
| Capital cushion | 37 | 60 (stronger) |
| Loan quality | 66 (stronger) | 38 |
| Earnings | 70 (stronger) | 54 |
| Funding & liquidity | 51 | 88 (stronger) |
| Problem-loan coverage | 84 (stronger) | 78 |
| Peer percentile | 16th | 17th |
| Total assets | $291.9M | $299.1M |
| Deposits / shares | $222.1M | $260.2M |
| Capital ratio | 8.67% | 10.99% (stronger) |
| Problem loans | 1.02% (stronger) | 1.87% |
| Net charge-offs | 0.52% | 0.01% (stronger) |
| Return on assets | 1.26% (stronger) | 0.85% |
| Loans ÷ deposits | 104.4% | 69.2% (stronger) |
| Uninsured deposits | 19.0% | 17.8% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | — |
Farmers Savings Bank has the higher TellerScore (59 vs 58). On the 7 directional measures above (where higher or lower is clearly better), State Savings Bank leads on 2 and Farmers Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.