Side-by-side · Q2 2026 data
State Savings Bank vs ITS Bank
Metric by metric
| Measure | State Savings Bank | ITS Bank |
|---|---|---|
| TellerScore | 58 | 98 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 66 | 100 (stronger) |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 51 | 84 (stronger) |
| Problem-loan coverage | 84 | 100 (stronger) |
| Peer percentile | 16th | 99th |
| Total assets | $291.9M | $45.2M |
| Deposits / shares | $222.1M | $500K |
| Capital ratio | 8.67% | 97.51% (stronger) |
| Problem loans | 1.02% | 0.00% (stronger) |
| Net charge-offs | 0.52% | 0.00% (stronger) |
| Return on assets | 1.26% | 61.63% (stronger) |
| Loans ÷ deposits | 104.4% | 0.0% (stronger) |
| Uninsured deposits | 19.0% (stronger) | 30.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | — |
ITS Bank has the higher TellerScore (98 vs 58). On the 7 directional measures above (where higher or lower is clearly better), State Savings Bank leads on 1 and ITS Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.