Side-by-side · Q2 2026 data
State Savings Bank vs Honor Bank
Metric by metric
| Measure | State Savings Bank | Honor Bank |
|---|---|---|
| TellerScore | 61 | 71 (stronger) |
| Capital cushion | 38 | 48 (stronger) |
| Loan quality | 93 (stronger) | 89 |
| Earnings | 34 | 74 (stronger) |
| Funding & liquidity | 67 (stronger) | 65 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 20th | 47th |
| Total assets | $431.2M | $442.7M |
| Deposits / shares | $391.6M | $384.1M |
| Capital ratio | 8.79% | 9.77% (stronger) |
| Problem loans | 0.20% (stronger) | 0.32% |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 0.35% | 1.34% (stronger) |
| Loans ÷ deposits | 82.6% (stronger) | 92.2% |
| Uninsured deposits | 24.9% | 17.5% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.8% | 9.1% |
Honor Bank has the higher TellerScore (71 vs 61). On the 7 directional measures above (where higher or lower is clearly better), State Savings Bank leads on 3 and Honor Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.