Side-by-side · Q2 2026 data
Steel Strong Community Federal Credit Union vs First Area Federal Credit Union
Credit union
Steel Strong Community Federal Credit Union
Elizabeth, Pennsylvania · Under $100 million in assets
Credit union
First Area Federal Credit Union
Lewistown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Steel Strong Community Federal Credit Union | First Area Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 73 (stronger) | 62 |
| Earnings | 78 (stronger) | 76 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 83rd | 42nd |
| Total assets | $32.0M | $29.9M |
| Deposits / shares | $24.2M | $27.0M |
| Capital ratio | 25.27% (stronger) | 10.12% |
| Problem loans | 0.81% (stronger) | 1.15% |
| Net charge-offs | 0.39% | 0.10% (stronger) |
| Return on assets | 1.44% (stronger) | 1.39% |
| Loans ÷ deposits | 72.3% | 17.5% (stronger) |
| Uninsured deposits | 0.6% (stronger) | 2.0% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Steel Strong Community Federal Credit Union has the higher TellerScore (87 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Steel Strong Community Federal Credit Union leads on 5 and First Area Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.