Side-by-side · Q2 2026 data
Sterling Federal Credit Union vs Affidian Federal Credit Union
Metric by metric
| Measure | Sterling Federal Credit Union | Affidian Federal Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 85 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 76 | 78 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 98th | 87th |
| Total assets | $246.9M | $360.1M |
| Deposits / shares | $203.0M | $290.1M |
| Capital ratio | 17.07% | 18.85% (stronger) |
| Problem loans | 0.00% (stronger) | 0.85% |
| Net charge-offs | -0.03% (stronger) | 0.18% |
| Return on assets | 1.40% | 1.45% (stronger) |
| Loans ÷ deposits | 44.6% (stronger) | 82.3% |
| Uninsured deposits | 6.8% (stronger) | 12.8% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sterling Federal Credit Union has the higher TellerScore (95 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Sterling Federal Credit Union leads on 5 and Affidian Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.