Side-by-side · Q2 2026 data
Sterling Federal Credit Union vs Colorado Credit Union
Metric by metric
| Measure | Sterling Federal Credit Union | Colorado Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 76 (stronger) | 34 |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 98th | 34th |
| Total assets | $246.9M | $442.2M |
| Deposits / shares | $203.0M | $390.0M |
| Capital ratio | 17.07% (stronger) | 10.29% |
| Problem loans | 0.00% (stronger) | 0.42% |
| Net charge-offs | -0.03% (stronger) | 0.14% |
| Return on assets | 1.40% (stronger) | 0.36% |
| Loans ÷ deposits | 44.6% (stronger) | 87.5% |
| Uninsured deposits | 6.8% (stronger) | 13.1% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.5% |
Sterling Federal Credit Union has the higher TellerScore (95 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Sterling Federal Credit Union leads on 7 and Colorado Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.