Side-by-side · Q2 2026 data
Sterling Federal Credit Union vs Denver Community CU D.B.A. Zing Credit Union
Credit union
Denver Community CU D.B.A. Zing Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Sterling Federal Credit Union | Denver Community CU D.B.A. Zing Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 76 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 81 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 98th | 66th |
| Total assets | $246.9M | $405.6M |
| Deposits / shares | $203.0M | $345.1M |
| Capital ratio | 17.07% (stronger) | 13.45% |
| Problem loans | 0.00% (stronger) | 0.48% |
| Net charge-offs | -0.03% (stronger) | 0.38% |
| Return on assets | 1.40% (stronger) | 0.31% |
| Loans ÷ deposits | 44.6% (stronger) | 79.6% |
| Uninsured deposits | 6.8% | 5.7% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sterling Federal Credit Union has the higher TellerScore (95 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Sterling Federal Credit Union leads on 6 and Denver Community CU D.B.A. Zing Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.