Side-by-side · Q2 2026 data
Sterling United Federal Credit Union vs Diamond Valley Federal Credit Union
Credit union
Sterling United Federal Credit Union
Evansville, Indiana · $100 million – $1 billion
Credit union
Diamond Valley Federal Credit Union
Evansville, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Sterling United Federal Credit Union | Diamond Valley Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 78 (stronger) |
| Capital cushion | 55 | 79 (stronger) |
| Loan quality | 71 | 76 (stronger) |
| Earnings | 38 | 53 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 31st | 74th |
| Total assets | $101.6M | $178.8M |
| Deposits / shares | $90.5M | $154.8M |
| Capital ratio | 10.50% | 12.93% (stronger) |
| Problem loans | 0.86% | 0.72% (stronger) |
| Net charge-offs | 0.82% (stronger) | 0.84% |
| Return on assets | 0.46% | 0.83% (stronger) |
| Loans ÷ deposits | 74.9% | 42.1% (stronger) |
| Uninsured deposits | 3.9% | 3.2% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | 3.1% |
Diamond Valley Federal Credit Union has the higher TellerScore (78 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Sterling United Federal Credit Union leads on 1 and Diamond Valley Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.