Side-by-side · Q2 2026 data
Sterling United Federal Credit Union vs Green River Area Federal Credit Union
Credit union
Sterling United Federal Credit Union
Evansville, Indiana · $100 million – $1 billion
Credit union
Green River Area Federal Credit Union
Owensboro, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Sterling United Federal Credit Union | Green River Area Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 89 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 71 | 82 (stronger) |
| Earnings | 38 | 77 (stronger) |
| Funding & liquidity | 85 | 88 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 31st | 87th |
| Total assets | $101.6M | $60.3M |
| Deposits / shares | $90.5M | $47.7M |
| Capital ratio | 10.50% | 20.74% (stronger) |
| Problem loans | 0.86% | 0.53% (stronger) |
| Net charge-offs | 0.82% | 0.25% (stronger) |
| Return on assets | 0.46% | 1.43% (stronger) |
| Loans ÷ deposits | 74.9% | 72.2% (stronger) |
| Uninsured deposits | 3.9% (stronger) | 7.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
Green River Area Federal Credit Union has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Sterling United Federal Credit Union leads on 1 and Green River Area Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.