Side-by-side · Q2 2026 data
Sterling United Federal Credit Union vs Members Advantage Credit Union
Credit union
Sterling United Federal Credit Union
Evansville, Indiana · $100 million – $1 billion
Credit union
Members Advantage Credit Union
Michigan City, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Sterling United Federal Credit Union | Members Advantage Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 60 |
| Capital cushion | 55 (stronger) | 45 |
| Loan quality | 71 (stronger) | 59 |
| Earnings | 38 | 38 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 31st | 21st |
| Total assets | $101.6M | $132.2M |
| Deposits / shares | $90.5M | $120.5M |
| Capital ratio | 10.50% (stronger) | 9.47% |
| Problem loans | 0.86% (stronger) | 1.23% |
| Net charge-offs | 0.82% | 0.09% (stronger) |
| Return on assets | 0.46% (stronger) | 0.44% |
| Loans ÷ deposits | 74.9% | 42.8% (stronger) |
| Uninsured deposits | 3.9% | 2.7% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.2% | — |
Sterling United Federal Credit Union has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Sterling United Federal Credit Union leads on 4 and Members Advantage Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.