Side-by-side · Q2 2026 data
Stock Yards Bank & Trust Company vs Louisville Federal Credit Union
Credit union
Louisville Federal Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Stock Yards Bank & Trust Company | Louisville Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 81 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 90 (stronger) | 72 |
| Earnings | 86 (stronger) | 41 |
| Funding & liquidity | 40 | 100 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 79th | 68th |
| Total assets | $10.4B | $37.2M |
| Deposits / shares | $8.5B | $29.6M |
| Capital ratio | 10.74% | 20.05% (stronger) |
| Problem loans | 0.31% (stronger) | 0.84% |
| Net charge-offs | -0.00% (stronger) | 0.24% |
| Return on assets | 1.64% (stronger) | 0.53% |
| Loans ÷ deposits | 91.7% | 33.2% (stronger) |
| Uninsured deposits | 41.0% | 2.7% (stronger) |
| Offices | 81 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | — |
Louisville Federal Credit Union has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Stock Yards Bank & Trust Company leads on 3 and Louisville Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.