Side-by-side · Q2 2026 data
Stock Yards Bank & Trust Company vs The North Salem State Bank
Metric by metric
| Measure | Stock Yards Bank & Trust Company | The North Salem State Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 64 |
| Capital cushion | 57 (stronger) | 40 |
| Loan quality | 90 (stronger) | 78 |
| Earnings | 86 | 86 |
| Funding & liquidity | 40 | 40 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 79th | 26th |
| Total assets | $10.4B | $769.6M |
| Deposits / shares | $8.5B | $687.9M |
| Capital ratio | 10.74% (stronger) | 8.98% |
| Problem loans | 0.31% (stronger) | 0.67% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.64% | 1.65% (stronger) |
| Loans ÷ deposits | 91.7% | 89.7% (stronger) |
| Uninsured deposits | 41.0% (stronger) | 43.0% |
| Offices | 81 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.5% | 1.9% |
Stock Yards Bank & Trust Company has the higher TellerScore (72 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Stock Yards Bank & Trust Company leads on 5 and The North Salem State Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.