Side-by-side · Q2 2026 data
Stockman Bank of Montana vs Independence Bank
Metric by metric
| Measure | Stockman Bank of Montana | Independence Bank |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 49 | 84 (stronger) |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 96 | 97 (stronger) |
| Funding & liquidity | 49 | 55 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 63rd | 95th |
| Total assets | $7.7B | $1.4B |
| Deposits / shares | $6.2B | $1.2B |
| Capital ratio | 9.89% | 13.39% (stronger) |
| Problem loans | 0.60% | 0.46% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.91% | 1.93% (stronger) |
| Loans ÷ deposits | 82.9% (stronger) | 91.1% |
| Uninsured deposits | 40.1% | 28.2% (stronger) |
| Offices | 45 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.6% | 9.9% |
Independence Bank has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Stockman Bank of Montana leads on 1 and Independence Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Great Falls, MT
- Conrad, MT
- Havre, MT
- Plentywood, MT