Side-by-side · Q2 2026 data
Stoughton Co-operative Bank vs 42 North Private Bank
Metric by metric
| Measure | Stoughton Co-operative Bank | 42 North Private Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 50 |
| Capital cushion | 50 (stronger) | 27 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 48 (stronger) | 0 |
| Funding & liquidity | 69 (stronger) | 49 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 43rd | 7th |
| Total assets | $135.2M | $182.2M |
| Deposits / shares | $117.1M | $144.4M |
| Capital ratio | 10.00% (stronger) | 7.72% |
| Problem loans | 0.00% (stronger) | 0.03% |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | 0.70% (stronger) | -3.86% |
| Loans ÷ deposits | 91.5% (stronger) | 108.4% |
| Uninsured deposits | 13.1% (stronger) | 17.2% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
Stoughton Co-operative Bank has the higher TellerScore (70 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Stoughton Co-operative Bank leads on 6 and 42 North Private Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.