Side-by-side · Q2 2026 data
Strategic Federal Credit Union vs Richmond Virginia Fire Police Credi Credit Union
Credit union
Richmond Virginia Fire Police Credi Credit Union
Richmond, Virginia · Under $100 million in assets
Metric by metric
| Measure | Strategic Federal Credit Union | Richmond Virginia Fire Police Credi Credit Union |
|---|---|---|
| TellerScore | 60 | 88 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 63 | 82 (stronger) |
| Earnings | 36 | 74 (stronger) |
| Funding & liquidity | 85 | 90 (stronger) |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 22nd | 85th |
| Total assets | $23.1M | $21.2M |
| Deposits / shares | $20.6M | $17.6M |
| Capital ratio | 10.32% | 15.43% (stronger) |
| Problem loans | 1.11% | 0.55% (stronger) |
| Net charge-offs | -0.15% | -0.26% (stronger) |
| Return on assets | 0.40% | 1.36% (stronger) |
| Loans ÷ deposits | 74.8% | 62.5% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 21.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richmond Virginia Fire Police Credi Credit Union has the higher TellerScore (88 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Strategic Federal Credit Union leads on 1 and Richmond Virginia Fire Police Credi Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.