Side-by-side · Q2 2026 data
Streator Home Savings Bank vs Ottawa Hiway Credit Union
Metric by metric
| Measure | Streator Home Savings Bank | Ottawa Hiway Credit Union |
|---|---|---|
| TellerScore | 70 | 100 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 60 | 100 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 43rd | 100th |
| Total assets | $137.0M | $16.3M |
| Deposits / shares | $106.5M | $13.5M |
| Capital ratio | 21.99% (stronger) | 16.69% |
| Problem loans | 1.19% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | -18.93% | 2.12% (stronger) |
| Loans ÷ deposits | 37.3% (stronger) | 52.9% |
| Uninsured deposits | 8.7% (stronger) | 11.5% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ottawa Hiway Credit Union has the higher TellerScore (100 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Streator Home Savings Bank leads on 4 and Ottawa Hiway Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.