Side-by-side · Q2 2026 data
Streator Onized Credit Union vs Earthmover Credit Union
Metric by metric
| Measure | Streator Onized Credit Union | Earthmover Credit Union |
|---|---|---|
| TellerScore | 84 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 84 (stronger) | 75 |
| Earnings | 67 | 72 (stronger) |
| Funding & liquidity | 70 | 92 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 86th | 91st |
| Total assets | $423.3M | $471.7M |
| Deposits / shares | $354.0M | $385.6M |
| Capital ratio | 15.58% | 19.34% (stronger) |
| Problem loans | 0.47% (stronger) | 0.75% |
| Net charge-offs | 1.21% | 0.34% (stronger) |
| Return on assets | 1.19% | 1.30% (stronger) |
| Loans ÷ deposits | 90.6% | 68.1% (stronger) |
| Uninsured deposits | 4.6% | 0.0% (stronger) |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.2% | — |
Earthmover Credit Union has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Streator Onized Credit Union leads on 1 and Earthmover Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.