Side-by-side · Q2 2026 data
Strip Steel Community Federal Credit Union vs Element Federal Credit Union
Credit union
Strip Steel Community Federal Credit Union
Weirton, West Virginia · Under $100 million in assets
Credit union
Element Federal Credit Union
Charleston, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Strip Steel Community Federal Credit Union | Element Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 76 |
| Capital cushion | 100 | 100 |
| Loan quality | 92 (stronger) | 54 |
| Earnings | 52 | 56 (stronger) |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 85th | 54th |
| Total assets | $59.9M | $47.3M |
| Deposits / shares | $48.5M | $36.6M |
| Capital ratio | 19.26% | 21.80% (stronger) |
| Problem loans | 0.24% (stronger) | 1.38% |
| Net charge-offs | 0.04% (stronger) | 0.42% |
| Return on assets | 0.80% | 0.90% (stronger) |
| Loans ÷ deposits | 45.1% (stronger) | 78.1% |
| Uninsured deposits | 0.0% (stronger) | 4.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Strip Steel Community Federal Credit Union has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Strip Steel Community Federal Credit Union leads on 5 and Element Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.