Side-by-side · Q2 2026 data
Sugar River Bank vs Salem Co-operative Bank
Metric by metric
| Measure | Sugar River Bank | Salem Co-operative Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 67 |
| Capital cushion | 91 (stronger) | 69 |
| Loan quality | 89 | 91 (stronger) |
| Earnings | 46 (stronger) | 30 |
| Funding & liquidity | 77 (stronger) | 50 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 77th | 34th |
| Total assets | $424.3M | $580.0M |
| Deposits / shares | $364.3M | $405.9M |
| Capital ratio | 14.13% (stronger) | 11.89% |
| Problem loans | 0.33% | 0.26% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.04% |
| Return on assets | 0.64% (stronger) | 0.25% |
| Loans ÷ deposits | 80.1% (stronger) | 119.0% |
| Uninsured deposits | 18.2% | 15.3% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 26.2% |
Sugar River Bank has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Sugar River Bank leads on 5 and Salem Co-operative Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.