Side-by-side · Q2 2026 data
Sugar River Bank vs St. Mary'S Bank Credit Union
Credit union
St. Mary'S Bank Credit Union
Manchester, New Hampshire · $1 billion – $10 billion
Metric by metric
| Measure | Sugar River Bank | St. Mary'S Bank Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 68 |
| Capital cushion | 91 (stronger) | 50 |
| Loan quality | 89 | 90 (stronger) |
| Earnings | 46 | 59 (stronger) |
| Funding & liquidity | 77 (stronger) | 58 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 77th | 50th |
| Total assets | $424.3M | $1.8B |
| Deposits / shares | $364.3M | $1.6B |
| Capital ratio | 14.13% (stronger) | 9.96% |
| Problem loans | 0.33% | 0.31% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.14% |
| Return on assets | 0.64% | 0.99% (stronger) |
| Loans ÷ deposits | 80.1% (stronger) | 100.3% |
| Uninsured deposits | 18.2% | 16.5% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.5% |
Sugar River Bank has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Sugar River Bank leads on 4 and St. Mary'S Bank Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.