Side-by-side · Q2 2026 data
Sugar Valley Federal Credit Union vs Local 265 Ibew Federal Credit Union
Credit union
Sugar Valley Federal Credit Union
Scottsbluff, Nebraska · Under $100 million in assets
Credit union
Local 265 Ibew Federal Credit Union
Lincoln, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Sugar Valley Federal Credit Union | Local 265 Ibew Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 54 (stronger) |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 0 | 41 (stronger) |
| Earnings | 0 | 68 (stronger) |
| Funding & liquidity | 83 (stronger) | 69 |
| Problem-loan coverage | 73 (stronger) | 70 |
| Peer percentile | 9th | 13th |
| Total assets | $6.2M | $4.9M |
| Deposits / shares | $4.8M | $4.3M |
| Capital ratio | 23.44% (stronger) | 9.07% |
| Problem loans | 5.67% | 1.76% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.14% |
| Return on assets | -1.40% | 1.20% (stronger) |
| Loans ÷ deposits | 77.2% (stronger) | 90.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Local 265 Ibew Federal Credit Union has the higher TellerScore (54 vs 50). On the 6 directional measures above (where higher or lower is clearly better), Sugar Valley Federal Credit Union leads on 3 and Local 265 Ibew Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.