Side-by-side · Q2 2026 data
Sullivan Bank vs Ozarks Federal Savings and Loan Association
Bank
Ozarks Federal Savings and Loan Association
Farmington, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Sullivan Bank | Ozarks Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 52 | 76 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 52 | 68 (stronger) |
| Earnings | 65 (stronger) | 55 |
| Funding & liquidity | 52 | 63 (stronger) |
| Problem-loan coverage | 71 | 90 (stronger) |
| Peer percentile | 9th | 64th |
| Total assets | $1.4B | $277.2M |
| Deposits / shares | $1.2B | $227.7M |
| Capital ratio | 8.75% | 15.09% (stronger) |
| Problem loans | 1.45% | 0.95% (stronger) |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 1.13% (stronger) | 0.87% |
| Loans ÷ deposits | 95.7% (stronger) | 97.1% |
| Uninsured deposits | 26.2% | 7.7% (stronger) |
| Offices | 11 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ozarks Federal Savings and Loan Association has the higher TellerScore (76 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Sullivan Bank leads on 2 and Ozarks Federal Savings and Loan Association on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.